Blog

Investing Lesson 7: The Financial Equivalent of Astrology

Mar 21, 2019
Larry Swedroe, Director of Research, The BAM Alliance, 1/28/19. Lesson 7: “Sell in May and go away” is the financial equivalent of astrology. One of the more persistent investment myths is that the winning…

Investing Lesson 6: Crystal Balls are Cloudy

Mar 20, 2019
Larry Swedroe, Director of Research, The BAM Alliance, 1/28/19. Lesson 6: Ignore all forecasts, because all crystal balls are cloudy. One of my favorite sayings about the market forecasts of so-called…

Your Complete Guide to a Successful and Secure Retirement

Mar 19, 2019
Can you relate to any of these scenarios? You’re not ready to retire, but you’re getting there. Social Security, Medicare, IRAs, Monte Carlo analysis… You’ve considered them all in passing, but it’s…

Investing Lesson 5: The Stock Market and the Economy are Different

Mar 18, 2019
Larry Swedroe, Director of Research, The BAM Alliance, 1/28/19. Lesson 5: The stock market and the economy are two very different things. 2018 - It was the best of times, it was the worst of times. The…

Retirement Plan Sponsors Under Scrutiny

Mar 14, 2019
Posted by the CPA Journal, February 2019. By Sheldon M. Geller, JD, CPA Retirement plan sponsors have become the subject of unprecedented scrutiny from plaintiffs’ lawyers and Department of Labor (DOL)…

Investing Lesson 4: Your Discipline Will Be Tested

Mar 07, 2019
Lesson 4: Volatility doesn’t stay low forever. Your discipline will be tested. While the VIX’s long-term average has been about 20, we entered 2018 with the Volatility Index well below that, at about…

Investing Lesson 3: The Mistake of Recency

Mar 06, 2019
Lesson 3: Don’t make the mistake of recency. Last year’s winners are just as likely to be this year’s dogs. The historical evidence demonstrates that individual investors are performance chasers – they…

Investing Lesson 2: Diversification is Always Working

Mar 05, 2019
Lesson 2: Diversification is always working; sometimes you like the results and sometimes you don’t. 2018 supplied some important lessons about investing. Everyone is familiar with the benefits of diversification.…

Investing Lesson 1: Active Management is a Loser's Game

Mar 04, 2019
Every year, the markets provide us with lessons on the most prudent investment strategy. Many times, markets offer investors remedial courses, covering the lessons it taught us in previous years. That’s…

Charitable Giving Under New Tax Laws: Understand Donor-Advised Funds

Feb 18, 2019
What’s Changed About Charitable Giving? To be clear, the Tax Cuts and Jobs Act (TCJA) has not eliminated the charitable deduction. You can still take it when you itemize your deductions. But the law has…