Blog

You, Your Retirement, and the SECURE Act

Jan 07, 2020
On Friday, December 20, 2019, the Setting Every Community Up for Retirement Enhancement (SECURE) Act was signed into law.     The SECURE Act provides a mixed bag of incentives and obligations for retirement…

Bond Yields: Measuring the Returns on a Bond

Jan 02, 2020
Yield is an important measurement to understand when selecting bonds. And if you’ve ever shopped for bonds before, you’ve probably noticed that yield is measured in a few ways. Here are some of the most…

2019 Copper Leaf Financial Holiday Gift Drive

Dec 18, 2019
‘Tis the season! A Chittenden County Vermont family of four (connected to the firm through the organization Steps to End Domestic Violence, formerly Women Helping Battered Women) was selected anonymously…

Company Stock and NUA: An Opportunity to Reduce Your Taxes

Dec 16, 2019
If you have highly appreciated company stock in your 401(k) plan, you may be able to reduce the eventual taxes on that stock by moving it to a taxable account rather than an IRA when you retire or change…

Year-End Planning Tip: Bunch Your Medical and Dental Expenses

Dec 04, 2019
If you itemize deductions, you can deduct the amount of your unreimbursed medical and dental expenses that exceeds 10% of your adjusted gross income (AGI). For example, if your AGI is $100,000, you can…

Year-End Planning Tip: Bunch Your Charitable Gifting

Nov 20, 2019
If you normally claim the standard deduction instead of itemizing deductions, you may want to consider whether bunching the charitable contributions you would typically make over two years into one year…

6 Tips for Giving and Receiving Gift Cards

Nov 19, 2019
Gift cards are a popular and convenient way to give someone a gift, but sometimes things can go wrong. These tips from the Federal Trade Commission (FTC), America’s consumer protection agency, may help…

Three Things to Know About Naming Beneficiaries

Nov 14, 2019
Naming your beneficiaries is an important step in the estate planning process and there are a few things you should know about it: Beneficiary designations take precedence over other estate planning…

FAFSA Advice for College-Bound Kids

Oct 28, 2019
Parents with college bound kids should not delay! The U.S. Department of Education’s Free Application for Federal Student Aid (FAFSA) helps families determine what and how much financial aid is available…

Planning for a Family Member with Special Needs

Oct 22, 2019
Giving money directly to an individual with special needs may jeopardize his or her eligibility for government benefits. There are ways, however to contribute to the individual’s long-term financial security…