A Solid Retirement Plan Includes a Thoughtful Cash Flow Strategy

Cash flow planning is one of the most important, yet often overlooked, aspects of a successful retirement. You’ve worked hard to save and invest, and as you approach retirement, you should think about how those funds will be distributed. Understanding the rules around withdrawals and the tax treatment of different account types can make a significant difference in how long your savings last.

With the right tax-aware cash flow strategy, you can help preserve more of your nest egg and create a more confident, sustainable retirement income plan.

Here are some resources that you can refer to:

• Tax-Smart Investing Strategy: Asset Location
• IRAs and Roth Conversions
• 2025 Tax Planning: 6 Key Strategies to Optimize Your Wealth
• Pre-Retirement Savings Guide: Including 2025 Limits
• Limits & Milestones: Your Financial Planner for 2025

Not really interested in taking the DIY approach to retirement planning? Our team includes licensed Certified Financial Planner® professionals – planners with an expert understanding of how taxes impact ALL your financial decisions.

Recipients should not act on the information presented without seeking prior professional advice. Check with your advisor about your specific situation or contact Copper Leaf Financial at 802.878.2731.

With smart, tax-efficient planning, you can keep more of what you’ve worked hard to save and enjoy a more secure retirement.