The Process

Our Process

Introduction. This is an introduction that can easily be done in -person or virtually. Getting to know each other and providing you with a detailed understanding of our process is an important first step in designing a roadmap to your financial and personal goals.

Discovery. We listen to what’s important to you to clearly understand of your vision, values, priorities and goals & concerns. Collect financial information, ¬investment statements, tax returns & legal documents, and assess the current overall state of your financial health.

Strategize and Implement. Develop a map by presenting analysis and strategies. We address your needs, wants and wishes in a coordinated approach. Saving, investing, risk-management, and tax optimization set the foundation for smooth action toward your goals. Your personal Investment Policy Statement directs the way forward.

Fine Tuning & Transition Planning. Focus on step-by-step tasks to accomplish your goals. Regular Progress Meetings move the process forward in achievable steps, supported by your vision and values. Tax optimization, Roth conversions, to-do’s while working, to-dos in retirement, rebalancing, etc. Here, we move you to the next step in your personal plan, i.e. transitioning into retirement, or establishing an estate plan.

Distribution Planning. Optimizing income from all sources – including investments – in a tax efficient way can increase the longevity of the plan. Smart rebalancing and distributions can increase philanthropic impact while preparing for legacy objectives.

Legacy Planning. As assets are transferred between spouses and ultimately heirs, we coordinate income requirements, tax considerations, and other intentions. The goal is to positively impact the client’s wealth on the lives of others – either heirs or charity.

Proceed with confidence

Copper Leaf Financial is an affiliated and separately registered entity of Davis & Hodgdon CPAs. For those of you who may be new to Copper Leaf Financial, we believe in developing sound strategies for your future. We look forward to the opportunity of learning the type of advisory services you are seeking and sharing exactly how we can help you now and in the years to come.

We’ve become a key player and trusted advisor to our clients – in all of their financial issues – not just tax or investments.

You are encouraged to explore our site and learn more about the services we provide. Should you have any questions or would like more information on our firm, please feel free to email us at info@copperleaffinancial.com or call us at (802) 878-2731.