Quarter Four Market Results: Stay the Course; Balanced and Diversified

The fourth quarter global and U.S. market performance results are in! Copper Leaf Financial’s review of the quarter’s market performance is now published and available to view online. Simply click here.

Simply put, the year ended almost exactly where it started for many asset classes as concerns over the Fed, China, Greece and the price of oil dominated the headlines.

Investors often envision a smooth ride to their investment goals, but the truth is - the path can be anything but smooth. Inevitably, some quarters and some years end better than predicted, while others are not as good as we had hoped they might be.

Having a financial plan and working with an experienced advisor is the best way to stay on track and work towards meeting your long-term investment objectives. While developing your plan it’s important to realize that progress doesn’t happen in a straight line and market returns are rarely “average”.

What does that mean to your overall strategy? For our clients, we incorporate good years and bad years into a comprehensive financial plan.
Following are some general guidelines that should be the driving force behind every solid plan:

Returns of different asset classes year to year are highly unpredictable so a globally diversified portfolio can help you reduce the volatility seen in individual asset classes.

Forecasting is tough. As Yogi Berra once noted: “It’s tough to make predictions, especially about the future.”

Copper Leaf's team of CPAs and experienced financial planners have worked with clients for more than 15 years to help them achieve their short and long-term financial objectives – mindful of the need to adjust strategies as life circumstances evolve.